Year 1
Annual - n/a
Step - 0.62%

Year 2
Annual - 2.50%
Step - 0.60%

Year 3
Annual - 2.50%
Step - 0.60%

Year 4
Annual - 3.25%
Step - 0.60%

Year 5
Annual - 3.25%
Step - 0.60%

Step

IFR

VFR

IFR

VFR

IFR

VFR

IFR

VFR

IFR

VFR

1

52,071

46,863

53,364

48,028

54,702

49,232

56,486

50,837

58,315

52,483

2

52,383

47,144

53,676

48,308

55,036

49,533

56,820

51,138

58,671

52,804

3

52,695

47,425

53,988

48,589

55,371

49,834

57,155

51,439

59,028

53,125

4

53,007

47,706

54,323

48,891

55,705

50,135

57,489

51,740

59,385

53,446

5

53,319

47,987

54,657

49,192

56,040

50,436

57,824

52,042

59,742

53,768

6

53,632

48,268

54,992

49,493

56,374

50,737

58,181

52,363

60,099

54,089

7

53,944

48,549

55,326

49,794

56,709

51,038

58,538

52,684

60,455

54,410

8

54,278

48,850

55,661

50,095

57,043

51,339

58,894

53,005

60,812

54,731

9

54,613

49,151

55,995

50,396

57,378

51,640

59,251

53,326

61,169

55,052

10

54,947

49,452

56,330

50,697

57,712

51,941

59,608

53,647

61,526

55,373

11

55,282

49,754

56,664

50,998

58,069

52,262

59,965

53,968

61,905

55,714

12

55,616

50,055

56,999

51,299

58,426

52,583

60,322

54,289

62,284

56,056

13

55,951

50,356

57,333

51,600

58,783

52,905

60,678

54,610

62,663

56,397

14

56,285

50,657

57,668

51,901

59,140

53,226

61,035

54,932

63,042

56,738

15

56,620

50,958

58,025

52,222

59,496

53,547

61,392

55,253

63,421

57,079

16

56,954

51,259

58,381

52,543

59,853

53,868

61,771

55,594

63,800

57,420

17

57,289

51,560

58,738

52,864

60,210

54,189

62,150

55,935

64,179

57,761

18

57,623

51,861

59,095

53,186

60,567

54,510

62,529

56,276

64,559

58,103

19

57,980

52,182

59,452

53,507

60,924

54,831

62,908

56,617

64,938

58,444

20

58,337

52,503

59,809

53,828

61,280

55,152

63,287

56,959

65,317

58,785

21

58,694

52,824

60,165

54,149

61,637

55,473

63,667

57,300

65,718

59,146

22

59,050

53,145

60,522

54,470

62,016

55,815

64,046

57,641

66,120

59,508

23

59,407

53,466

60,879

54,791

62,395

56,156

64,425

57,982

66,521

59,869

24

59,764

53,788

61,236

55,112

62,775

56,497

64,804

58,323

66,922

60,230

25

60,121

54,109

61,593

55,433

63,154

56,838

65,183

58,665

67,324

60,591

26

60,478

54,430

61,972

55,775

63,533

57,179

65,584

59,026

67,725

60,953

27

60,834

54,751

62,351

56,116

63,912

57,521

65,986

59,387

68,127

61,314

28

61,191

55,072

62,730

56,457

64,291

57,862

66,387

59,748

68,528

61,675

29

61,548

55,393

63,109

56,798

64,670

58,203

66,789

60,110

68,929

62,036

30

61,927

55,734

63,488

57,139

65,049

58,544

67,190

60,471

69,353

62,418

31

62,306

56,076

63,867

57,480

65,451

58,905

67,591

60,832

69,777

62,799

32

62,685

56,417

64,246

57,822

65,852

59,267

67,993

61,193

70,200

63,180

33

63,064

56,758

64,625

58,163

66,253

59,628

68,394

61,555

70,624

63,562

34

63,444

57,099

65,005

58,504

66,655

59,989

68,796

61,916

71,048

63,943

35

63,823

57,440

65,384

58,845

67,056

60,350

69,219

62,297

71,472

64,324

36

64,202

57,782

65,785

59,207

67,458

60,712

69,643

62,679

71,895

64,706

37

64,581

58,123

66,186

59,568

67,859

61,073

70,067

63,060

72,319

65,087

38

64,960

58,464

66,588

59,929

68,260

61,434

70,490

63,441

72,743

65,468

39

65,339

58,805

66,989

60,290

68,662

61,796

70,914

63,823

73,189

65,870

40

65,740

59,166

67,391

60,652

69,063

62,157

71,338

64,204

73,635

66,271

41

66,142

59,528

67,792

61,013

69,487

62,538

71,761

64,585

74,081

66,673

42

66,543

59,889

68,193

61,374

69,911

62,919

72,185

64,967

74,527

67,074

43

66,945

60,250

68,595

61,735

70,334

63,301

72,609

65,348

74,973

67,475

44

67,346

60,611

68,996

62,097

70,758

63,682

73,055

65,749

75,419

67,877

45

67,747

60,973

69,420

62,478

71,182

64,063

73,501

66,151

75,865

68,278

46

68,149

61,334

69,844

62,859

71,605

64,445

73,947

66,552

76,311

68,680

47

68,550

61,695

70,267

63,241

72,029

64,826

74,393

66,954

76,779

69,101

48

68,952

62,056

70,691

63,622

72,453

65,207

74,839

67,355

77,247

69,522

49

69,375

62,438

71,115

64,003

72,876

65,589

75,285

67,756

77,716

69,944

50

69,799

62,819

71,538

64,385

73,322

65,990

75,731

68,158

78,184

70,365

51

70,223

63,200

71,962

64,766

73,768

66,392

76,177

68,559

78,652

70,787

52

70,646

63,582

72,386

65,147

74,214

66,793

76,623

68,961

79,120

71,208

53

71,070

63,963

72,810

65,529

74,660

67,194

77,091

69,382

79,589

71,630

54

71,494

64,344

73,256

65,930

75,106

67,596

77,559

69,803

80,057

72,051

55

71,918

64,726

73,702

66,331

75,552

67,997

78,028

70,225

80,548

72,493

56

72,341

65,107

74,148

66,733

75,998

68,399

78,496

70,646

81,038

72,934

57

72,765

65,488

74,594

67,134

76,444

68,800

78,964

71,068

81,529

73,376

58

73,211

65,890

75,040

67,536

76,913

69,221

79,433

71,489

82,019

73,817

59

73,657

66,291

75,486

67,937

77,381

69,643

79,901

71,911

82,510

74,259

60

74,103

66,693

75,932

68,338

77,849

70,064

80,369

72,332

83,001

74,701

61

74,549

67,094

76,378

68,740

78,318

70,486

80,860

72,774

83,491

75,142

62

74,995

67,495

76,846

69,161

78,786

70,907

81,350

73,215

83,982

75,584

63

75,441

67,897

77,314

69,583

79,254

71,329

81,841

73,657

84,495

76,045

64

75,887

68,298

77,782

70,004

79,723

71,750

82,332

74,098

85,008

76,507

65

76,333

68,700

78,251

70,426

80,191

72,172

82,822

74,540

85,521

76,968

66

76,801

69,121

78,719

70,847

80,681

72,613

83,313

74,982

86,033

77,430

67

77,270

69,543

79,187

71,269

81,172

73,055

83,803

75,423

86,546

77,892

68

77,738

69,964

79,656

71,690

81,663

73,496

84,316

75,885

87,059

78,353

69

78,206

70,385

80,124

72,112

82,153

73,938

84,829

76,346

87,572

78,815

70

78,674

70,807

80,615

72,553

82,644

74,379

85,342

76,808

88,107

79,297

71

79,143

71,228

81,105

72,995

83,134

74,821

85,855

77,270

88,643

79,778

72

79,611

71,650

81,596

73,436

83,625

75,263

86,368

77,731

89,178

80,260

73

80,079

72,071

82,086

73,878

84,138

75,724

86,881

78,193

89,713

80,742

74

80,570

72,513

82,577

74,319

84,651

76,186

87,394

78,654

90,248

81,223

75

81,061

72,954

83,068

74,761

85,164

76,647

87,929

79,136

90,783

81,705

76

81,551

73,396

83,558

75,202

85,677

77,109

88,464

79,618

91,319

82,187

77

82,042

73,838

84,049

75,644

86,190

77,571

88,999

80,099

91,876

82,688

78

82,532

74,279

84,562

76,105

86,702

78,032

89,535

80,581

92,434

83,190

79

83,023

74,721

85,075

76,567

87,215

78,494

90,070

81,063

92,991

83,692

80

83,514

75,162

85,587

77,029

87,728

78,955

90,605

81,544

93,549

84,194

81

84,004

75,604

86,100

77,490

88,263

79,437

91,140

82,026

94,106

84,695

82

84,517

76,065

86,613

77,952

88,799

79,919

91,698

82,528

94,664

85,197

83

85,030

76,527

87,126

78,413

89,334

80,400

92,255

83,030

95,221

85,699

84

85,543

76,989

87,639

78,875

89,869

80,882

92,813

83,531

95,801

86,221

85

86,056

77,450

88,174

79,357

90,404

81,364

93,370

84,033

96,381

86,743

86

86,569

77,912

88,709

79,838

90,939

81,845

93,928

84,535

96,960

87,264

87

87,082

78,373

89,245

80,320

91,475

82,327

94,485

85,037

97,540

87,786

88

87,594

78,835

89,780

80,802

92,032

82,829

95,043

85,538

98,120

88,308

89

88,130

79,317

90,315

81,284

92,590

83,331

95,622

86,060

98,700

88,830

90

88,665

79,798

90,850

81,765

93,147

83,832

96,202

86,582

99,302

89,372

91

89,200

80,280

91,385

82,247

93,705

84,334

96,782

87,104

99,904

89,914

92

89,735

80,762

91,943

82,749

94,262

84,836

97,362

87,626

100,506

90,455

93

90,270

81,243

92,500

83,250

94,820

85,338

97,942

88,147

101,108

90,997

94

90,806

81,725

93,058

83,752

95,399

85,859

98,521

88,669

101,710

91,539

95

91,341

82,207

93,615

84,254

95,979

86,381

99,124

89,211

102,312

92,081

96

91,898

82,708

94,173

84,756

96,559

86,903

99,726

89,753

102,937

92,643

97

92,456

83,210

94,730

85,257

97,139

87,425

100,328

90,295

103,561

93,205

98

93,013

83,712

95,288

85,759

97,719

87,947

100,930

90,837

104,186

93,767

99

93,571

84,214

95,868

86,281

98,298

88,469

101,532

91,379

104,810

94,329

100

94,128

84,715

96,448

86,803

98,878

88,990

102,134

91,921

105,434

94,891