Benefits at a Glance
Medical insurance is available to all full-time employees
You can choose from three health plans to accommodate personal healthcare concerns and needs
Our PPO network of providers is Blue Cross Blue Shield; the most extensive network available
Delta Dental coverage is optional
Free preventative care (cleaning & x-rays 2 X year) with no waiting period
Coverage available for more extensive services whether using a network provider or not
VSP insurance coverage is optional
Low premiums, no waiting period and no deductible
Set benefit amount available for lenses, frames, and contact lenses whether using a network provider or not.
FLEXIBLE SPENDING ACCOUNTS
Employees who take advantage of the flex spending account receive a tax break in two ways:
o Medical Care Reimbursement comes with a debit card and uses pre-tax money to pay for medical, dental, vision & Rx drugs (yearly max of $2600)
o Dependent Care account can be used to pay childcare expenses (up to $5,000/yr) before taxes are applied
LIFE and AD&D INSURANCE
Each full-time employee receives, at no cost, $50,000 term life insurance coverage; and $50,000 Accidental Death & Dismemberment coverage
There is no aviation exclusion with either policy
Option available to purchase additional voluntary coverage at low group rates
SHORT TERM DISABILITY
After working 180 days, full-time employees will be provided short term disability coverage (at no cost to the employee)
Provides a 50% income replacement for qualified disability (including pilot’s loss of medical) up to a maximum of $1,250 per week
Benefit received for up to 6 months
LONG TERM DISABILITY
Provided at no cost to all full-time employees at the end of the short term disability period for a qualified disability (including pilot’s loss of medical). Pre-existing conditions are excluded.
LTD benefits are paid at 60% of your base pay with a monthly maximum of $10,000
Benefit received for minimum of 2 years up to retirement age (including pilot’s loss of medical)
BUSINESS TRAVEL ACCIDENT POLICY
This coverage is provided at no cost to all employees (full-time, part-time, etc.) and provides up to $350,000 in the event of disability or loss of life for an employee while on duty. This includes air, ground ambulance and administrative employees.
Retirement opportunities through a 401(k) plan with employer match after the first year for full-time employees and after 1000 hours worked for part-time employees
Employee 401K contributions will be matched at 50% of that contribution up to a total 8% of annual pay
Holidays observed annually are: New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Friday after Thanksgiving, Christmas Eve and Christmas Day.